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Pros and Cons of Having a Prepaid Phone

If you are looking to purchase a phone, you could be debating about whether you should choose a phone plan with a major provider or if you should just go with a prepaid phone. Both options are good ones, depending on your preferences. These are some of the advantages and disadvantages of prepaid phones; if you keep these things in mind, you can make the right decision for your phone-related needs.

Pros

First of all, you should think about the potential advantages of getting a prepaid phone instead of heading to a cell phone store to get your phone. For one thing, you do not have to worry about going through a credit check. Many phone companies do require credit checks, and if you don’t have good credit, you may have to put down a hefty deposit before you can get a phone. This is not the case with a prepaid phone, however.

Additionally, you do not have to worry about getting locked into a contract. For some people, a contract is not a big deal. However, if you find later on that you want to switch to another provider or that you are moving to a place where your current cell phone company does not provide service, then you may not be able to get out of the contract without paying a lot of money.

Lastly, you will be able to keep your costs predictable and easy to budget. With a prepaid phone, you do not have to worry about getting a pricey bill in the mail for going over your data or otherwise running up your phone bill. This means that you don’t have to worry about any nasty surprises or getting behind on your phone bill.

Cons

Of course, as with anything, having a prepaid phone can have its disadvantages. For one thing, you have to have the money to buy the phone that you want upfront. If you would prefer to buy a more costly phone with financing, you may have to sign up for a contract through a provider.

Additionally, you cannot get payment extensions or make payment arrangements with a prepaid phone. If you find yourself getting behind on your bills one month, you may be able to call your cell phone provider and ask for an extension if you have a contract. However, with a prepaid phone, if you aren’t able to pay to reload your phone on the day that your prepaid minutes run out, you will lose service.

As you can see, both prepaid and non-prepaid phones have their advantages and disadvantages. Once you weigh out these pros and cons, you should be able to find the phone option that is right for you. You might just find that a prepaid phone, which is a popular option, is the right choice for your phone-related needs.

 
 
 

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